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Booking Cancellation Insurance

The purpose of the “N’PY PLACE DE MARCHE” insurance is to reimburse the Insured for the expenses related to the cancellation of their ski trip.

The insurance guarantees full or partial reimbursement of booked services such as: accommodation, equipment rental, ski passes, ski lessons, various tickets (access to leisure areas, transport tickets, après-ski activities)

Cancellation due to:

A temporary or permanent incapacity

Insufficient or excessive snow cover

Inability to access the resorts for a period longer than 24 hours

Cancellation or change by the Insured’s employer of the paid vacation dates

A serious illness (including serious illness resulting from an epidemic or pandemic declared within 30 days prior to departure)

A serious bodily injury accident or death

Serious illness (including serious illness resulting from an epidemic or pandemic declared within 30 days prior to departure)

Serious material damage to his main residence.

Serious bodily injury or death

Serious material damage to the Insured’s main residence

Denial of boarding following a temperature check of the Beneficiary/Insured upon arrival at the departure airport

Coverage is limited to €6,500 per person per claim and €32,000 per event. A 10% deductible is applicable in the case of illness related to an epidemic or pandemic

Criminal convictions involving the Insured

Damage resulting from the Insured’s consumption of alcohol and/or drugs or narcotics not medically prescribed

Restrictions on the free movement of persons and goods, airport closures, border closures

Damage occurring before the subscription of this contract

Consequences, aftereffects, complications, or aggravations of an illness or bodily injury identified before the booking of the insured service

Natural disasters

Any covered event occurring between the date of booking of the insured service and the date of subscription of this contract

The cancellation guarantee does not cover the inability to travel due to border closures, material organization, accommodation conditions, or safety of the destination

The guarantees apply in metropolitan France and in neighbouring countries provided that they are directly accessible by ski lifts located in metropolitan France, with the exception of countries listed by the French Ministry of Foreign Affairs as being in a state of civil or foreign war, of notorious political instability, suffering reprisals, restrictions on the free movement of persons and goods for whatever reason, including health, security, meteorological, countries suffering acts of terrorism, having suffered natural disasters or nuclear disintegration as well as countries suffering any other case of force majeure.

Upon signing the contract

The Insured is required to pay the premium.

In the event of a claim

The Insured must, under penalty of forfeiture of coverage, except in cases of unforeseen circumstances or force majeure:

Report the claim within fifteen (15) business days of becoming aware of it to the Insurer and provide the Insurer with all documents and supporting evidence necessary for the implementation of the coverage.

The contribution is payable immediately upon subscription of the contract when purchasing the N’PY PLACE DE MARCHE share.

Coverage begins

Cancellation insurance takes effect from the date of purchase of the N’PY PLACE DE MARCHE card and upon its first use.

Coverage ends

Cancellation insurance automatically expires at the end of the card's validity period.

You can report a claim

By logging into the insurer's website at the following address: https://montagne.wtwco.com/?dashboard=npy

You can terminate the contract.

Cancellation: The insured may cancel the contract within 14 calendar days from the date of conclusion of the contract (Articles L112-19 and L112-10 of the French Insurance Code).

It should be noted that the insured may no longer exercise their right of cancellation if the contract has been fully performed or if they have reported a covered claim to the insurer during this period.

Our experts answer you live from Lourdes!

Need to clarify a doubt about your Booking Cancellation Insurance ?

Forget anonymous call platforms. At N’PY, your peace of mind is managed directly from our offices in Lourdes by a team of passionate professionals who know the Pyrenees inside and out.

Because we know every rock and every snowflake of our mountains, we understand better than anyone the little unexpected events that can spice up a reservation.

Whether you need a concrete explanation of your contract or just a human “green light” to confirm your booking, our 100% local team responds with honesty and expertise. One call, one click, and your mind is already lighter.